Arif is an accomplished transformation leader with 23+ years of experience working at the intersection of technology, financial services and innovation. Arif’s many years of experience have focused on exploring and investing in innovation with category-defining startups partners, incubating and building new products, as well as transforming the client & employee digital experiences to increase engagement and adoption. Arif has a wealth of experience in leading financial services firms in developing their digital assets, investments, product development, platform modernization and incubation strategies. Arif has an MBA from The George Washington University and as is based in London.